The purpose of this paper is to identify standards that can be applied to systems that monitor the public’s compliance with mandatory auto insurance or financial responsibility laws using a uniform, cost effective approach. It is intended to be vendor-neutral so that any vendor that meets the standards set forth in this paper is afforded an opportunity to provide cost effective services to the public, insurers, law enforcement, motor vehicle administrators, and insurance regulators.

This document assembles a snapshot of state and industry attempts to develop a solution to reduce the growing number of uninsured motorists and their inherent challenges. It also defines “best practice” standards that can uniformly be implemented while providing for and achieving effective change. Download